Recoveries against foreign third parties present special difficulties. Problems and high costs are frequently encountered in locating and using a reliable local lawyer to act on a distant claim. Similary, most insurance companies, not having a local presence, resign themselves to long delays and poor settlements when attempting recoveries abroad. IFRA Assitance offices, through their worldwide network, can provide practical expertise and skilled legal help - much of it provided by specialist, in-house lawyers - to individuals, regarding of their uninsured losses, in particular personal injury claims, and to insurers, regarding accidental damage losses.